top of page

Payments Strategy Definition

We bring you payments strategy expertise to help you narrow down and define your strategic objectives in the rapidly evolving payments landscape in Canada and worldwide:

  • Choosing industry and/or government Open Banking paths (data sharing, payments initiation);

  • Whether and how to plan for wholesale or retail Central Bank Digital Currencies (CBDCs);

  • Which real-time or instant payments schemes to pursue;

  • Whether and how to hedge against further delay on Payments Canada’s RTR (Real-Time Rail) beyond 2024;

  • Approaching Payments as a Service (PaaS) and Banking as a Service (BaaS);

  • Making best use of rich data from ISO 20022 across the enterprise;

  • Meeting SWIFT deadlines pragmatically while maximizing ISO 20022 benefits;

  • Adapting to increased government and regulator attention on interchange fees;

  • Evaluating your current-state payment systems and architecting solution options spanning from least-effort to ideal end-state, and striking the optimal balance between current legacy systems and forward-looking design paradigms.

bottom of page